Maximise your investment
Join thousands of Australians and save on home loan repayments.
Variable
Tiimely own
Investment • Principal & interest
5.84%p.a.Interest rate
5.85%p.a.Comparison rate
- No hidden fees
- Free online redraw on any additional repayments
- 20% deposit required
- Unlimited additional repayments
- Up to 30 years loan term
Please note if you add an offset account, your comparison rate will change.
Tiimely own
Our customers left these lenders for a Tiimely Own home loan
The graph to the right shows the proportions of lenders that our customers have refinanced from between Jan 1st, 2025, to April 1st, 2025. We use actual encumbrance data in these calculations. This graph is updated quarterly and was last updated on April 1st, 2025.
Variable
Tiimely own
Investment • Principal & interest
5.84%p.a.Interest rate
5.85%p.a.Comparison rate
- No hidden fees
- Free online redraw on any additional repayments
- 20% deposit required
- Unlimited additional repayments
- Up to 30 years loan term
Please note if you add an offset account, your comparison rate will change.
Variable
Tiimely own
Investment • Interest only 1 year
6.09%p.a.Interest rate
5.87%p.a.Comparison rate
- No hidden fees
- Free online redraw on any additional repayments
- 20% deposit required
- Unlimited additional repayments
- Up to 25 years loan term
- 5.84% roll-to-rate after 1 year
Please note if you add an offset account, your comparison rate will change.
Fixed 1 year
Tiimely own
Investment • Principal & interest
5.74%p.a.Interest rate
5.84%p.a.Comparison rate
- 5.84% roll-to-rate after 1 year
- No hidden fees
- Free online redraw on any additional repayments
- $20,000 additional repayments limit per year
- 20% deposit required
- Up to 30 years loan term
Please note if you add an offset account, your comparison rate will change.
Fixed 1 year
Tiimely own
Investment • Interest only
5.84%p.a.Interest rate
5.85%p.a.Comparison rate
- 5.84% roll-to-rate after 1 year
- No hidden fees
- Free online redraw on any additional repayments
- $20,000 additional repayments limit per year
- 20% deposit required
- Up to 25 years loan term
Please note if you add an offset account, your comparison rate will change.
There's more to love than just low rates
Our award-winning home loans are packed with all the essential features.
Secure, bank-backed offset
We’ve partnered with one of Australia’s biggest banks to give you a 100% offset account that’s government-guaranteed.
Unlimited extra repayments
Get unlimited extra repayments for variable loans and up to $20,000 per year for fixed home loans.
No hidden fees
Our fees are simple and transparent, so you'll always know what to expect. $0 Upfront fees, $0 Monthly Fees (excludes offset), $0 Application Fee, $0 Annual Fees.
Fixed-rate with offset
Unlike most other lenders, we offer a 100% offset account for both our fixed and variable home loans so you can save on interest.
Free redraws
Make extra payments on your loan and reduce your interest, then easily access funds at a later date if you need cash.
Same low rate with a 10% deposit
With Lenders' Mortgage Insurance (LMI), you can borrow up to 90% and get the same rate, no matter your LVR. Don't wait years for a discount.
Real stories, real savings
Hear from our satisfied Tiimely Home customers on Trustpilot.com
Tiimely own
The different kinds of fees
Government fees and charges
No matter what home loan is right for you, be aware of the government fees and charges that may apply during the process.
Local experts
Talk to a local home loan expert
We pride ourselves on our service. 90% of customer calls are answered within 20 seconds by our Australian-based team.
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Get a home loan in 3 easy steps
With a 15 minute online application and fast approvals, getting a home loan is easier than you think.
Check your eligibility
Answer a few questions to see if a Tiimely Own home loan is a good fit for you.
Apply online
It takes 15 minutes to apply. You'll get a decision in minutes or ASAP if we need to jump in manually.
Sign and start saving
If fully approved, your loan docs will be auto-generated and emailed to you. In most cases, within minutes. Then you're ready to celebrate.