Applying is simple and takes just minutes to complete.

What you will need:

  • Be an Australian citizen, or a permanent or temporary resident
  • Be an Australian tax resident living in Australia
  • Provide your ID so we can perform a credit check

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Still trying to figure it all out?

Maybe we can still help

  • Find out if you’re eligible for a Tiimely Own home loan

    While Tiimely Own home loans are a great choice, they’re not for everyone. If they’re not ticking the right boxes for you, we have other options that we can help you with too.

  • Check your borrowing power, so you can shop with confidence

    Our calculators can help you understand your financial position. Run the numbers to get an upfront estimate of your borrowing power to help your planning

  • We understand that sometimes you just need to talk to someone...

    Our broker team are available to speak to you and will find you the best deal from our top lenders.

Have questions? We have answers

Am I eligible to apply for a Tiimely Own home loan?

You can easily find out by checking against our eligibility criteria. These consider a range of factors including:

  • Property: value, location, and type
  • Your contributions (deposit or equity amount)
  • Employment: current and previous history, and type
  • Identity: forms of government ID, and citizenship

What are the fees associated with a Tiimely Own home loan?

There are typically costs associated with a home loan. These can include application fees, valuation fee and establishment fees when applying and discharge fees when you exit.

Our fees are simple and we’re transparent with how they relate to your home loan, so you'll always know what to expect.

Is entering my online banking details safe?

We believe digitally validating your financials is far safer than sending financial statements via email.

When you enter your online banking details, no human will ever see your credentials. We don’t keep your password. It’s encrypted and de-identified all the way back through the hardware.

Your data is secured by our world-leading encrypted technology partner, Envestnet Yodlee (Yodlee). We chose them because of their superior reputation, having been at the forefront of financial technology security for over 20 years.

We understand it sounds strange to ask for your bank login details, but nobody (not even Yodlee) will see them. As soon as your details have been entered and validated in the approval stage of your home loan application, they are encrypted, separated, and securely stored. And once your financial validation has been completed, they are completely erased.

What if I don't want to enter my bank details?

There is a manual way, however it will slow down the process.

Simply upload copies of your transaction statements and any other documents we need to verify your financial position. This option means a Tiimely Home team member will be required to review them, so your application will take a little longer to assess.

If you'd like more details, you can find them on our security page.

Can I get a Tiimely Own home loan for any property, anywhere?

We operate Australia-wide.

For a Tiimely Own home loan, we're restricted to lending against properties in Australian capital cities and major regional centres. However, for a loan via our Tiimely Home brokers, our panel of lenders have options that extend throughout Australia.

How many home loan options will I have with a Tiimely Home broker?

It really depends on your situation, but your Tiimely Home broker will compare a wide range of lenders to find options that suit your needs. We have access to thousands of loan products from over 30 lenders, and with the help of our smart tech, we’ll prepare a personalised shortlist just for you. Once you’ve chosen the option that feels right, we’ll take care of the application and work directly with the lender to help get you a great outcome.
If you have a particular lender you wish to use – or not use- you can discuss this with your broker during your initial call.

Legal information about our rates
Our home loans are subject to credit criteria and eligibility requirements. Home loan interest rates are for new customers only and can change. Our comparison rates are based on a $150,000 loan amount over a 25 year term. They factor in fees associated with applying for the loan; ongoing fees and fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the fixed term. If the interest only period is not specified, the comparison rate is calculated on a 5 year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other legal information
At Tiimely Home we are not financial advisers and recommend seeking independent financial and legal advice to check how the information we provide aligns with your individual circumstances.