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Get the right home loan, and save thousands.
Variable
Tiimely own
Owner-occupied • Principal & interest
5.94%p.a.Interest rate
5.95%p.a.Comparison rate
Great offers from our panel of lenders
Faster approval
One online application to get the right home loan, lightning fast. Because life’s too short for life admin.
Better service
Let our team of Australian-based experts take the stress out of getting a home loan.
Exclusive low rates
Access Tiimely Own home loan rates not available via any bank or broker.
Tiimely Own
Award-winning online home loans, to suit you
Some of Australia's best interest rates live here.
Variable
Tiimely own
Owner-occupied • Principal & interest
5.94%p.a.Interest rate
5.95%p.a.Comparison rate
- No hidden fees
- Free online redraw on any additional repayments
- Offset account optional for $10/month
- Fast approval with Tiimely Turnaround™
- Only 10% deposit required
- Unlimited additional repayments
- Up to 30 years loan term
Please note if you add an offset account, your comparison rate will change.
Fixed 1 year
Tiimely own
Owner-occupied • Principal & interest
6.42%p.a.Interest rate
6.04%p.a.Comparison rate
- Offset account optional for $10/month
- 5.99% roll-to-rate after 1 year
- Fast approval with Tiimely Turnaround™
- No hidden fees
- Free online redraw on any additional repayments
- $20,000 additional repayments limit per year
- Only 10% deposit required
- Up to 30 years loan term
Please note if you add an offset account, your comparison rate will change.
Variable
Tiimely own
Investment • Principal & interest
6.29%p.a.Interest rate
6.29%p.a.Comparison rate
- No hidden fees
- Free online redraw on any additional repayments
- Offset account optional for $10/month
- Fast approval with Tiimely Turnaround™
- Only 10% deposit required
- Unlimited additional repayments
- Up to 30 years loan term
Please note if you add an offset account, your comparison rate will change.
Fixed 1 year
Tiimely own
Investment • Principal & interest
6.60%p.a.Interest rate
6.33%p.a.Comparison rate
- Offset account optional for $10/month
- 6.29% roll-to-rate after 1 year
- Fast approval with Tiimely Turnaround™
- No hidden fees
- Free online redraw on any additional repayments
- $20,000 additional repayments limit per year
- Only 10% deposit required
- Up to 30 years loan term
Please note if you add an offset account, your comparison rate will change.
Real stories, real savings
Hear from our satisfied Tiimely Home customers (formerly Tic:Toc) on Trustpilot.com
Local experts
Chat to a home loan expert
We pride ourselves on offering smart and fast service. 90% of our calls are answered within 20 seconds by the team in our Australian-based headquarters.
Frequently asked questions
Have questions? We have answers
Getting a home loan is an important decision, so it's natural to have questions.
Why are your rates so low? What’s the catch?
The short answer: We use technology to make old processes faster and eliminate overhead costs in the process. We don’t just collect your application details in a digital form. We assess and verify your information in real-time, as you fill it in. Our efficiencies cut time and cost from the process, and we pass this saving on to our customers. There’s no ‘catch’ — we’ve just invented a new, better way to get a home loan.
What does it mean to be bank backed?
Is Tiimely Home a bank?
No, we’re not a bank. But we’re bank-backed.
So what does it mean to be bank-backed?
Tiimely Home has the backing of Bendigo and Adelaide Bank, and they help us out in a few ways, like funding our home loans, providing our offset accounts and importantly, giving our customers the protections a bank has in the unlikely event something goes bad. Read more on the Financial Claims Scheme (FCS) and why it’s important our offset accounts are covered under the FCS.
More than that, we have an agreement with them to fund our Tiimely Own home loans. This means when you get a Tiimely Own home loan, any funds we loan you come from the Bank. Because our tech is so efficient at assessing customers for a home loan, we get market-leading pricing on those funds, which means we can offer customers bank-grade products but with really low rates and no fees. It’s a no-brainer.
Us and the bank? We go way back. As an initial funder in our early days, Bendigo and Adelaide Bank continue to be an important shareholder, too. They’re invested in our future.
All of this means you’re still a Tiimely Home customer, though.
What’s in it for Tiimely Home?
Partnering with a bank enables us to:
- reduce our overhead costs and offer lower interest rates
- focus on being a tech company to innovate in the home loans industry
- combine the best features of a bank (like offering a real offset account) with the best features of a Fintech (like applying 100% online).
What is an online home loan?
It’s like a traditional home loan, but done completely digitally, online. It’s more than a digital form you fill out — we’ll assess your application as you fill it in, and we’ll verify your information as we go.
Never applied for a home loan without help before? Don’t worry. If you have questions, have a read of our FAQs, or contact us. We’ll be glad to help.