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Want a better deal on your home loan?

Want a better deal on your home loan?

5.79%p.a.Interest*

5.80%p.a.Comparison^

Refinancing calculator

Variable rate • Live-in • Principal & Interest • LVR > 60% and ≤ 70%

Kick-start your home loan journey

Kick-start your home loan journey

Learn more

*Offer ends 31 May 2026. Limited to the first 300 eligible applicants. Ts & Cs apply.

Sharp fixed rates for investors

Sharp fixed rates for investors

6.59%p.a.Interest*

6.19%p.a.Comparison^

Apply for an investment loan

Basic • 2 years fixed rate • Investor • Principal & Interest • LVR > 60% and ≤ 70%

People love our mortgage brokers

People love our mortgage brokers

Tiimely Home mortgage brokers

We’re all about getting you a great home loan

Whether it's our Tiimely Own digital home loan or with our dedicated mortgage brokers, we’re here to make the home loan process simple, transparent, and tailored to you.

Excellent • 4.5 out of 5 •
940 reviews

No two home loans are the same

Your interest rate gets calculated based on factors like property usage, deposit amount and repayment type.

Take our short quiz to find out what your interest rate could look like.

Discover your rate

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Real customers, real stories

See what Tiimely Home customers say about us on Trustpilot.com

Excellent • 4.5 out of 5 •
940 reviews

Pioneering the digital home loan

We make home loans simpler. What started as Tic:Toc Home Loans has grown into a broader home loan destination, combining smart technology with real human support to help more Australians buy, refinance and invest in property.

Today, we offer a range of loan options, including our self-serve Tiimely Own digital home loan, and access to 30+ lenders through our mortgage brokers.

Learn more about us
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  • Tech that simplifies the process

    Apply online, upload documents digitally, and instantly verify your identity.

  • Human support all the way

    Our home loan specialists are here to help from application through to settlement.

  • An experience built around you

    No matter your stage of home ownership, from just looking to expanding your portfolio, we can help.

Important information about rates
*Tiimely Own products are subject to loan-to-value ratio (LVR) requirements, eligibility and credit criteria and terms and conditions. Rates apply to new Tiimely Home customers only and are subject to change without notice.

**The rates shown for products available from panel lenders via Tiimely Home brokers are current based on information from panel lenders and are subject to change without notice. The home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product and the product may not include all the features relevant to you. All applications are subject to lender assessment and approval, and eligibility requirements and terms and conditions apply.

^The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If a comparison rate relates to a Tiimely Own loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. If a comparison rate relates to an interest only loan with a fixed rate, the comparison rate has been calculated on the basis that the interest only period is the same duration as the fixed rate period. If a comparison rate relates to an interest only loan with a variable interest rate, the comparison rate has been calculated on the basis that the interest only period is 5 years.

WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All interest rates are subject to change without notice.

Other important information
+Tiimely Home is known for its fast approvals for Tiimely Own products and responsive service, powered by our technology and supported by our team of experts. Application and approval times are estimates only and not guaranteed. Turnaround times are dependent on individual circumstances. Applications for a Tiimely Own loan may require an assessor to obtain more information. Assessment times for home loan applications made via Tiimely Home brokers are dependent on individual panel lenders.

The information provided does not constitute an offer of credit and does not take into account your objectives, financial situation or individual circumstances. We recommend seeking independent financial, taxation and legal advice to check how the information provided aligns with your individual circumstances.

Tiimely Home receives commissions from Tiimely Own loans and, where customers apply for a loan with the assistance of a Tiimely Home broker, from loans settled with panel lenders. Tiimely Home brokers do not receive individual commissions. More information about the credit services provided by Tiimely Home is available in the Tiimely Home Credit Guide (PDF) and Tiimely Home Broker Credit Guide (PDF).