Refinance your home loan and get up to $3,000 cashback
Get competitive rates on 2 and 3 year fixed rate home loans across principal and interest or interest only home loans with Tiimely Home.
Apply now for our exclusive Tiimely Own home loan, or book a call with a mortgage broker to explore options from our panel lenders.
Cashback based on loan amount. See terms and conditions.
Thinking about fixing your rate?
Now is a great time! Apply for a home loan with Tiimely Home by 31 December 2025, and settle by 31 May 2026, to receive up to $3,000 cashback within 45 days of your settled loan.
Terms and conditions apply.
On settled home loans for purchase or refinance across individual or multiple loan balance between $500K-$1,249M.
On settled home loans for purchase or refinance across individual or multiple loan balance between $1.250M-$1.749M.
On settled home loans for purchase or refinance across individual or multiple loan balance above $1.750M
Real customers. Real stories. Real savings.
Don’t take our word for it. See what the many satisfied Tiimely Home customers say about us
30+ lenders with 1,000s of options for a tailored solution.
Tiimely Own is the smart choice for a low-rate loan with fast approval, but it’s not for everyone. Our in-house mortgage broker service provides bank loans from over 30 major lenders and supports complex situations and loan features such as split loans, guarantor loans, and construction loans.
Got questions? We've got answers.
Can I get the cashback if I’m refinancing an existing Tiimely Own home loan?
The cashback does not apply for refinancing an existing Tiimely Own loan, including switching from a variable rate to a fixed rate or Tiimely Home mortgage broker home loan that is still within a clawback period.
Can I get the cashback if I’m purchasing a new home?
Yes. If your property meets Tiimely Own or panel lender eligibility requirements which can be discussed with your mortgage broker, and you meet the other terms and conditions outlined above, you can get the cashback. Find out more about our eligibility criteria.
Can existing customers get the cashback offer?
Existing customers are eligible for the cashback if they’re applying for a brand new home loan + property within the promotional period (i.e. you cannot refinance an existing Tiimely Own loan, switch from a variable rate to a fixed rate or a Tiimely Home mortgage broker originated loan still within the clawback period).
If I have multiple home loans will I get the cashback for all of them?
If you have applied for multiple 2 and 3 yr fixed home loans during the promotional period and they all settle by 31 May 2026 then you will be eligible for a cashback on each loan (aggregate settled loan balance).
How will I get the cash?
We will be in touch when your loan has settled to collect your bank account details. Subject to prior and timely receipt of bank account details , we’ll transfer your tiered cashback into your nominated bank account in the same name of the applicant (s) within 45 days of settlement.
To be eligible for a cashback, your bank account details must be received by Tiimely Home within 30 days of settlement
Any cashbacks not received due to incorrect account information provided by an applicant will not be compensated or re-issued.
When will I get the cash?
You’ll receive the tiered cashback relative to your loan category within 45 days of settlement.
How many times can I get the cashback offer?
The cashback promotion is available for any eligible loan approved and settled within the applicable promotion periods (cashback applies per loan and not per applicant).
How long do I have to stay with Tiimely Home ?
As it is a 2 and 3 year fixed loan, the minimum is 2 years. If you choose to refinance or pay out your loan before the expiry of the 2 or 3 year period, break costs and discharge fees apply (dependent on the applicable lender’s terms and conditions).
Australia's leading online home loan destination.
In 2017, we launched as Tic:Toc Home Loans, introducing The World’s First Instant Home Loan®. A world-first innovation that changed the way Australians fulfilled their home loan.
Since then, we’ve evolved beyond our price and speed proposition. What began as a faster way to get your approval has become something much bigger, to become Australia’s leading online home loan destination. Now as Tiimely Home, we combine our innovation with real human expertise to make every step of the home loan process faster, smarter, and simpler. We are here to support Australians refinance, buy, and invest with confidence.
With access to multiple lenders and our own award winning Tiimely Own product, competitive rates, and expert support all the way to settlement, Tiimely Home is helping thousands achieve their home ownership goals on their terms.
Lowest rates
Access over 30 lenders across a full range of products, gives you options along with the most competitive rates, with no hidden fees or surprises
Choice of home loan options
Buying, refinancing, investing, building or renovating, we will get the perfect loan tailored to you
Fast approvals
Our fastest home loan contract delivered in 58 minutes
Support all the way
Our expert mortgage brokers and customer care team guide you from application to settlement
Terms and conditions for Tiimely Home 2 and 3 yr Fixed Cashback Campaign :
Apply for an eligible home loan during promotion period 13 November 2025 to 31 December 2025 (‘promotional period’), with the loan being settled by 31 May 2026, to receive the applicable cashback (based on individual or multiple loan amount).
Applications for a Tiimely Own or Tiimely Home Broker loan are subject to credit and eligibility criteria. Lender terms and conditions and fees and charges apply. Information about fees and charges for Tiimely Own loans are available on our website, and via Tiimely Home mortgage brokers for panel lender loans.
Promotion applies to Owner Occupied and Investment, Principal & Interest, Interest Only, 2 and 3 year fixed rate Tiimely Own loans or panel lender loans available via Tiimely Home mortgage brokers (purchase or refinance).
Minimum loan amount $500K. Cashback amount is based on total loan amount (not per applicant):
$3K for settled home loans that assist purchasing a property or refinancing to Tiimely Home for individual and multiple loan balance above $1.75M
$2K for settled home loans that assist purchasing a property or refinancing to Tiimely Home for individual and multiple loan balance between $1.25M-$1.749M
$1K for settled home loans that assist purchasing a property or refinancing to Tiimely Home for individual or multiple loan balance between $500K to $1.249M
Available for new Tiimely Home customers. Offer is not available to existing Tiimely Home customers who are seeking to refinance an existing Tiimely Own home loan, or switch from a variable rate to a fixed rate, or a Tiimely Home broker customer that is still subject to a loan clawback from a lender or looking to switch from a variable rate to a fixed rate.
The offer applies to both Tiimely Home channels, being Tiimely Own products, and customers that apply for a loan with a panel lender through Tiimely Home mortgage broker.
Customers who receive the cash back are not eligible for any other promotional payments offered by Tiimely Home
The Cashback will be credited to your nominated bank account (with the same name as the applicant (s) within 45 days of settlement - subject to prior and timely receipt of bank account details.
To be eligible for a cashback, your bank account details must be received by Tiimely Home within 30 days of settlement.
Any cashbacks not received due to incorrect account information provided by an applicant will not be compensated or re-issued.
The terms and conditions of this offer may change or be withdrawn without prior notice. Tiimely reserves the right to withdraw this offer and/or alter the promotional period at any time without prior notice.