For Tiimely Own home loans, we offer two simple loan types:
Fixed rate – interest rate is locked in for a set period
Variable rate – interest rate fluctuates with the market
With two simple loan uses:
Owner-occupied – first home buyers or those buying their next home
Investment – those looking to build a property investment portfolio
Two different repayment types:
Principal & interest – pay off the loan amount plus interest
Interest only – pay the interest only (popular with investors)
And two different deposit requirements:
From 20% deposit – allows you to borrow up to 80% of a property’s value
From 10% deposit – loans guaranteed by Lenders Mortgage Insurance (LMI).
We also offer offset accounts for both fixed and variable home loans.
And our fees? Our fees are simple and transparent, so you'll always know what to expect.
And because our application process is online, we’re able to offer some of the best interest rates you’ll find anywhere!
If a Tiimely Own home loan doesn’t meet your requirements, don’t worry! We’ll let you know along the way if we think we can find you a better home loan solution through our in-house broker offering. Our in-house broker service provides major bank loans and supports complex situations and loan features such as split loans, guarantor loans, and construction loans.
- Loan features
- Tiimely home