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What is the fastest turnaround time for a home loan?

Our fastest fully approved applicant - from the time their application was submitted (including assessment, verification, and running all our digital checks) is 58 minutes.
Once you’re approved, we’ll send you a contract to sign.

Our application is entirely online.

We believe in removing the complication associated with getting a home loan and reimagined home loans from the ground up, simplifying the process and making it more efficient and easier to understand. Plus, the efficiency our tech gives to the process, lowers costs so we can offer award-winning rates and no hidden fees.

Our online application process will take you about 15 mins to complete. After which, we’ll be able to let you know whether your refinancing application has been approved— or declined. Our process is lightning fast; however it depends on the complexity of your application and the number of applications we're processing at the time.

If your application is time-sensitive or if there is a deadline you’re trying to meet, please speak with our team to get an understanding of our current approval times. You can chat with us over or on 1300 842 405.

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Important information about our rates
*Our home loan rates are based on loan-to-value ratio (LVR) pricing and loans are subject to credit criteria and eligibility requirements. Rates apply to new customers only and are subject to change without notice.

Comparison rates are based on a loan amount of $150,000 over a 25-year term. They factor in fees associated with applying for the loan, ongoing fees and fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the specified fixed term. If the interest only period is not specified, the comparison rate is calculated on a 5-year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other legal information
At Tiimely Home we are not financial advisers and recommend seeking independent financial and legal advice to check how the information we provide aligns with your individual circumstances.