What happens when your fixed term expires?

With a Tiimely Own home loan, approximately 30 days before your fixed term ends, you will receive notification that outlines a couple of options:

1. You can roll-to a variable rate (you can find your roll-to rate in your loan contract). Note: Variable rates are subject to change.
   Read about how interest rates are set here.
2. You’ll have the option to refix your loan – Bendigo and Adelaide bank will let you know what rates and terms are available to you.