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How do I use my Tiimely Own card and make repayments?

Using your Tiimely Own Visa Debit card

If you’ve selected an offset account, we’ll issue you a Tiimely Own VISA Debit card.

A few things to know:

  • You can use your Tiimely Own card anywhere, including the 29,000 ATMS across Australia, and with no transaction fee at over 2,000 Bendigo Bank and Suncorp ATMs
  • You can use it as you would any other VISA Debit or EFTPOS card
  • It’s a fast and very secure way to transact
  • Currently, it doesn’t support the following features: Apple or Google Pay, OSKO or PayID

Making repayments

You can make repayments on the Bendigo Bank loan portal by;

  • Direct debit

The simplest way to pay off your home loan is a direct debit set up through your online banking, which allows you to transfer money from one of your accounts to any other account with an Australian BSB and Account Number.

This means you can set up reoccurring payments to your home loan, so you don’t have to worry about missing a payment.

  • BPAY

BPAY can also be used to schedule your home loan repayments. The following features are available on the online banking portal:

  • View all BPAY payments previously created plus those scheduled for later within the ‘Pending BPAY Payments’ screen
  • View all BPAY payment records created for easy identification and bill management within the ‘BPAY Billers’ screen
  • Bill payment details can be added at any time without a payment being made

How do I redraw on my loan?

Redraw means you can access any additional payments you’ve made on your home loan. With Tiimely Own, you can do this whenever you want for no additional fee, via online banking.

How? Just select your home loan as the ‘from account’ when performing a funds transfer. You can transfer to another account, like a savings account and funds should be available to withdraw within 2 business days.

You can also transfer the cash to your offset account and use your Tiimely Own Visa Debit card to immediately withdraw the funds.

Things to know about redraw:

  • The minimum redraw amount is $1 per transaction
  • Redrawing on your loan won’t increase your repayments or extend the term of your home loan, as you’re simply withdrawing the extra payments you’ve made into your home loan account.
  • When redrawing, you (and any other applicant) need to authorise the transaction. If you’d prefer to allow independent transacts, please give us a call on 08 7109 9010.

Find your nearest ATM here.

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Legal things about our rates
Our home loans are subject to credit criteria and eligibility requirements. Home loan interest rates are for new customers only and can change. Our comparison rates are based on a $150,000 loan amount over a 25 year term. They factor in fees associated with applying for the loan; ongoing fees and fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the fixed term. If the interest only period is not specified, the comparison rate is calculated on a one year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Tiimely Turnaround
^Our turnaround times are up to 2x faster than the industry, based on a comparison of our average platform submit to approval time compared to industry submit to approval time, published here  (June 2023). Customer turnaround times are dependent on individual circumstances and may require an assessor to obtain more information.

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