How do I submit a joint application?

How do I submit a joint application?

Simply start your application via the apply now button and follow the prompts.

There are a few points to consider when applying with another person:

• You both need to be Australian citizens or permanent residents.
• You both need to have ID details ready (such as a Passport, your Australian driver’s licence or Medicare card).
• For a refinance application: you both need to be listed on the current property title. If you are both owners on the title, you must both be applicants on the new loan.
• If you live together, you’ll need to provide a considered estimate of your combined expenses. And if you live separately, you will be asked to estimate expenses for your household.

Both applicants, separately, need to:

• Provide details of your individual incomes, assets, and liabilities. The primary applicant will appear as ‘Applicant 1’, and the secondary as ‘Applicant 2’.
• provide evidence of your financial position by securely linking your bank accounts, (we access read-only copies of your bank statements) Or, this can be done manually by uploading copies of your statements.
• disclose the dependents you support. We'll ask the primary applicant to include dependents they support jointly with you as well as any they support independently without you. If you're the secondary applicant, you'll only need to disclose any dependents you support independently– joint dependents will have already been disclosed by the primary applicant.

Have any questions? Chat with us before you apply.