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Can I get a First Home Owner Grant from the government?

The First Home Owner Grant is a national first home buyer scheme designed to help Australians with buying their first property. Each state and territory have their own criteria to be eligible, but in general to be eligible you’ll need to be over the age of 18, a permanent resident or Australian citizen, and you can’t have previously owned a residential property anywhere in Australia.

See below for eligibility criteria for your state or territory:

  • Victoria – a $10,000 grant for buying or building a new home valued up to $750,000. You can find more information specific to the Victorian FHOG here.
  • NSW – a $10,000 grant available for new properties valued up to $600,000 or $750,000 when building a home. You can find more information specific to the New South Wales FHOG here.
  • Queensland – Up to $30,000 grant to buy or build a new home valued up to $750,000. You can find more information specific to the Queensland FHOG here. After 30 June 2025, the grant amount will revert to $15,000.
  • WA – a $10,000 grant for buying or building a new home valued up to $750,000 (south of the 26th parallel) or $1 million (north of the 26th parallel). You can find more information specific to the Western Australian FHOG here.
  • SA – a $15,000 grant for buying or building a new home valued up to $650,000 (where the contract was entered into on or after 15 June 2023) or $575,000 (where the contract was entered into on or before 14 June 2023). You can find more information specific to the South Australian FHOG here.
  • ACT - It's a bit complex. Any grants for first home buyers in the ACT is through the new Home buyer concession scheme.
  • Tasmania – up to $30,000 grant for buying or building a new home. You can find more information specific to the Tasmanian FHOG here.
  • NT - A $50,000 grant for buying or building a new home of any value. $10,000 for purchasing an established home. You can find more information specific to the Northern Territory FHOG here.

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Legal information about our rates
Our home loans are subject to credit criteria and eligibility requirements. Home loan interest rates are for new customers only and can change. Our comparison rates are based on a $150,000 loan amount over a 25 year term. They factor in fees associated with applying for the loan; ongoing fees and fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the fixed term. If the interest only period is not specified, the comparison rate is calculated on a 5 year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other legal information
At Tiimely Home we are not financial advisers and recommend seeking independent financial and legal advice to check how the information we provide aligns with your individual circumstances.