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We Take Security & Privacy Seriously

Everything you need to know to protect your personal information.

Frequently asked questions

How Tiimely Home Protects Your Data

Your Security is Our Priority

At Tiimely, we’re committed to protecting the privacy of our customers and take the protection of your personal information seriously. We employ rigorous measures to safeguard your data and ensure that it is protected from misuse, interference, loss, unauthorised access, modification or disclosure.

We adhere to industry standards and maintain a suite of policies and controls that are aligned with industry standards. Regular security assessments and training are part of our commitment to ongoing security.

Your data is encrypted and securely stored. Our security measures include network segmentation, in-flight and at-rest data encryption and a committed security team.

Envestnet Yodlee: Elevating Our Technology

At Tiimely, we have partnered with Envestnet Yodlee, our world-leading encrypted technology partner, to enable real-time financial data collection to support our online application process.

Founded in 1999, Yodlee is a US-based company specialising in digital financial solutions. They serve over 20 million paid users and collaborate with 850+ financial institutions and fintech innovators. Notably, 12 of the largest 20 US banks trust Yodlee.

Yodlee places a strong emphasis on security and compliance, with key US regulators regularly examining their practices. For more on their security measures, refer to their security statement.

Protection of Your Login Details

Your banking login details are used by Yodlee in Australia solely to fetch read-only copies of your transaction history. These details are encrypted and securely stored during the home loan application process and are destroyed after validation.

How It Works

Yodlee never sees your credentials. Your information is encrypted and stored securely. Tiimely can only access a read-only copy of your transactions for loan assessment.

We chose Yodlee for its secure and efficient live transaction data aggregation. Your financial data is handled with the utmost care.

Is it Safe to Enter My Online Banking Details?

We believe digitally validating your financials is far safer than sending financial statements via email.

When you enter your online banking details, no human will ever see your credentials. We don’t keep your password. It’s encrypted and de-identified all the way back through the hardware.

Your data is secured by our world-leading encrypted technology partner, Envestnet Yodlee (Yodlee). We chose them because of their superior reputation, having been at the forefront of financial technology security for over 20 years.

We understand it sounds strange to ask for your bank login details, but nobody (not even Yodlee) will see them. As soon as your details have been entered and validated in the approval stage of your home loan application, they are encrypted, separated, and securely stored. And once your financial validation has been completed, they are completely erased.

What if I don't want to enter my bank details?

There is a manual way, however it will slow down the process.

Simply upload copies of your transaction statements and any other documents we need to verify your financial position. This option means a Tiimely Home team member will be required to review them, so your application will take a little longer to assess.

If you'd like more details, you can find them on our security page.

How Tiimely Home Protects Your Privacy

Your Security is Our Priority

At Tiimely Home, we’re committed to protecting the privacy of our customers and take the protection of your personal information seriously. We employ rigorous measures to safeguard your data and ensure that it is protected from misuse, interference, loss, unauthorised access, modification, or disclosure.

We adhere to industry standards and maintain a suite of policies and controls that are aligned with industry standards. Regular security assessments and training are part of our commitment to ongoing security.

Your data is encrypted and securely stored. Our security measures include network segmentation, in-flight and at-rest data encryption and a committed security team.

Should I worry about getting my home loan online?

No, at Tiimely Home we’re committed to protecting the privacy of our customers and take the protection of your personal information seriously. We employ rigorous measures to safeguard your data and ensure that it is protected from misuse, interference, loss, unauthorised access, modification, or disclosure.

We only see the information we need to approve your loan application, which is exactly the same as if you manually uploaded your documents. And as soon as it’s been validated, it’s encrypted and securely stored.

We adhere to industry standards and maintain a suite of policies and controls that are aligned with industry standards. Regular security assessments and training are part of our commitment to ongoing security.

Your data is encrypted and securely stored. Our security measures include network segmentation, in-flight and at-rest data encryption and a committed security team.

If you want more information, read more about our security and our privacy policy.

Important information about rates
*Tiimely Own products are subject to loan-to-value ratio (LVR) requirements, eligibility and credit criteria and terms and conditions. Rates apply to new Tiimely Home customers only and are subject to change without notice.

**The rates shown for products available from panel lenders via Tiimely Home brokers are current based on information from panel lenders and are subject to change without notice. The home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product and the product may not include all the features relevant to you. All applications are subject to lender assessment and approval, and eligibility requirements and terms and conditions apply.

^Comparison rates are based on a loan amount of $150,000 over a 25-year term. They factor in fees associated with applying for the loan, ongoing fees and fees associated with leaving the loan. Tiimely Own fixed loans roll to a variable principal and interest rate at the end of the specified fixed term. If the interest only period is not specified, the comparison rate is calculated on a 5-year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other important information
+Tiimely Home is known for its fast approvals for Tiimely Own products and responsive service, powered by our technology and supported by our team of experts. Application and approval times are estimates only and not guaranteed. Turnaround times are dependent on individual circumstances. Applications for a Tiimely Own loan may require an assessor to obtain more information. Assessment times for home loan applications made via Tiimely Home brokers are dependent on individual panel lenders.

The information provided does not constitute an offer of credit and does not take into account your objectives, financial situation or individual circumstances. We recommend seeking independent financial, taxation and legal advice to check how the information provided aligns with your individual circumstances.

Tiimely Home receives commissions from Tiimely Own loans and, where customers apply for a loan with the assistance of a Tiimely Home broker, from loans settled with panel lenders. Tiimely Home brokers do not receive individual commissions. More information about the credit services provided by Tiimely Home is available in the Tiimely Home Credit Guide (PDF) and Tiimely Home Broker Credit Guide (PDF).