Make the switch in minutes

Make the switch in minutes

5.20%p.a.Interest

5.21%p.a.Comparison

Australia's leading online home loan destination

Australia's leading online home loan destination

5.20%p.a.Interest

5.21%p.a.Comparison

Build wealth through property

Build wealth through property

5.52%p.a.Interest

5.53%p.a.Comparison

Meet Tiimely Home Broker

Meet Tiimely Home Broker

5.20%p.a.Interest

5.21%p.a.Comparison

We’re all about getting you the right home loan.

Whether it is with our Tiimely Own product or with one from our panel lenders, we can support you to find the right home loan option. We’re here to make it simple, transparent, and tailored to you.

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Exclusive offer

Exclusive offer to Tiimely Home customers when refinancing your existing home loan or purchasing a new property.

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Home Guarantee Scheme

Access our approved lenders to get you into your first home with as little as 5% deposit, plus costs, and no lender’s mortgage insurance. For single parents (or legal guardians) we can work with a 2% deposit.

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Investment

Access feature-packed investor loans to accelerate your property plans. Our Tiimely Home Brokers have access to loans with a wide range of features that can help you to achieve your investment goals faster.

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Debt Consolidation

Combine high-interest debts (like credit cards) into one low rate home loan, ease your cashflow and put thousands back in your pocket each year.

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Construction loans

From building your dream home to major renovations, we’ll help manage the finance through the milestones smoothly.

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Split Loans

Not sure whether to fix or stay variable? Do both. Enjoy stability and flexibility by splitting your loan.

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Complex solutions

Using equity, need a bridging loan, or your circumstances are just a bit different? Our experts and lenders handle complex scenarios with ease. Talk to a broker today to discuss your needs

Australia's leading online home loan destination.

In 2017, we launched as Tic:Toc Home Loans, introducing The World’s First Instant Home Loan®. A world-first innovation that changed the way Australians fulfilled their home loan.

Since then, we’ve evolved beyond our price and speed proposition. What began as a faster way to get your approval has become something much bigger, to become Australia’s leading online home loan destination. Now as Tiimely Home, we combine our innovation with real human expertise to make every step of the home loan process faster, smarter, and simpler. We are here to support Australians refinance, buy, and invest with confidence.

With access to multiple lenders and our own award winning Tiimely Own product, competitive rates, and expert support all the way to settlement, Tiimely Home is helping thousands achieve their home ownership goals on their terms.

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    Lowest rates

    Access over 30 lenders across a full range of products, gives you options along with the most competitive rates, with no hidden fees or surprises

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    Choice of home loan options

    Buying, refinancing, investing, building or renovating, we will get the perfect loan tailored to you

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    Fast approvals

    Our fastest home loan contract delivered in 58 minutes

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    Support all the way

    Our expert brokers and customer care team guide you from application to settlement

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Shop with confidence with an award-winning lender

Our pre-approval for Tiimely Own home loans goes beyond an estimate. It’s everything we can assess before knowing your property.
That means you can plan, budget, and inspect with real confidence.
And when you’re ready to buy, our world-first tech gets your home loan approved faster.

Real customers. Real stories. Real savings

Don’t take our word for it. Read what real Australians say about their Tiimely Home experience on Trustpilot.

Excellent4.8 out of 5 •
898 reviews

Looking for something different?

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Tiimely Own is the smart choice for a low-rate loan with fast approval, but it’s not for everyone. Our in-house broker service provides bank loans from over 30 major lenders and supports complex situations and loan features such as split loans, guarantor loans, and construction loans.

Important information about our rates
*Our home loan rates are based on loan-to-value ratio (LVR) pricing and loans are subject to credit criteria and eligibility requirements. Rates apply to new customers only and are subject to change without notice.

Comparison rates are based on a loan amount of $150,000 over a 25-year term. They factor in fees associated with applying for the loan, ongoing fees and fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the specified fixed term. If the interest only period is not specified, the comparison rate is calculated on a 5-year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other legal information
At Tiimely Home we are not financial advisers and recommend seeking independent financial and legal advice to check how the information we provide aligns with your individual circumstances.