Apply now
Make the switch in minutes

Make the switch in minutes

5.20%p.a.Interest*

5.21%p.a.Comparison^

Refinance now

Variable rate | Live-in | Principal & Interest | LVR ≤ 60%

Australia's leading online home loan destination

Australia's leading online home loan destination

5.20%p.a.Interest*

5.21%p.a.Comparison^

Buy a home

Variable rate | Live-in | Principal & Interest | LVR ≤ 60%

Build wealth through property

Build wealth through property

5.52%p.a.Interest*

5.53%p.a.Comparison^

Invest today

Variable rate | Investment | Principal & Interest | LVR ≤ 50%

Meet Tiimely Home Mortgage Broker

Meet Tiimely Home Mortgage Broker

5.20%p.a.Interest*

5.21%p.a.Comparison^

Talk to a broker

Variable rate | Live-in | Principal & Interest | LVR ≤ 60%

We’re all about getting you the right home loan.

Whether you're after our Tiimely Own home loan, or looking for something different across our panel of 33 lenders, we are here to support you every step of the way. We’re here to make it simple, transparent, and tailored to you.

Exclusive offer

Exclusive offer to Tiimely Home customers when refinancing your existing home loan or purchasing a new property.

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Easy refinance

Get a better variable rate
Investment

Access feature-packed investor loans to accelerate your property plans. Our Tiimely Home mortgage brokers have access to loans with a wide range of features that can help you achieve your investment goals faster.

Debt consolidation

Combine high-interest debts (like credit cards) into one low rate home loan, ease your cashflow and put thousands back in your pocket each year.

Construction loans

From building your dream home to major renovations, we'll help manage the finance through the milestones smoothly.

Split loans

Not sure weather to fix or stay variable? Why not do both. Enjoy stability and flexibility by splitting your loan.

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Australian Government 5% Deposit Scheme

Get a great first home loan
Complex solutions

Using equity, need a bridging loan or your circumstances are just a bit different? Our experts and lenders handle complex scenarios with ease. Talk to a broker today to discuss your needs.

Limited time cashback offer

Apply for a 2 or 3 year fixed rate home loan by 31 December 2025 and be rewarded.

Refinance

Refinance your home loan and get up to $3,000 cashback

Terms and conditions apply.

Invest

Secure your investment rate and get up to $3,000 cashback

Terms and conditions apply.

Refinancing?

Make the switch to keep more in your pocket. Calculate your savings when you switch your home loan to a Tiimely Own home loan.

Australia's leading online home loan destination.

In 2017, we launched as Tic:Toc Home Loans, introducing The World’s First Instant Home Loan®. A world-first innovation that changed the way Australians fulfilled their home loan.

Since then, we’ve evolved beyond our price and speed proposition. What began as a faster way to get your approval has become something much bigger, to become Australia’s leading online home loan destination. Now as Tiimely Home, we combine our innovation with real human expertise to make every step of the home loan process faster, smarter, and simpler. We are here to support Australians refinance, buy, and invest with confidence.

With access to multiple lenders and our own award winning Tiimely Own product, competitive rates, and expert support all the way to settlement, Tiimely Home is helping thousands achieve their home ownership goals on their terms.

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    Lowest rates

    Access over 30 lenders across a full range of products, gives you options along with the most competitive rates, with no hidden fees or surprises

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    Choice of home loan options

    Buying, refinancing, investing, building or renovating, we will get the perfect loan tailored to you

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    Fast approvals

    Our fastest home loan contract delivered in 58 minutes

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    Support all the way

    Our expert brokers and customer care team guide you from application to settlement

See our home loans

Real customers. Real stories. Real savings

Don’t take our word for it. Read what real Australians say about their Tiimely Home experience on Trustpilot.

Excellent • 4.7 out of 5 •
901 reviews

Looking for something different?

Commonwealth Bank logoWestpacNABANZMacquarieINGSuncorpBank AustraliaBankwest

Tiimely Own is the smart choice for a low-rate loan with fast approval, but it’s not for everyone. Our in-house broker service provides bank loans from over 30 major lenders and supports complex situations and loan features such as split loans, guarantor loans, and construction loans.

Talk to a brokerLearn more

Important information about rates
*Tiimely Own products are subject to loan-to-value ratio (LVR) requirements, eligibility and credit criteria and terms and conditions. Rates apply to new Tiimely Home customers only and are subject to change without notice.

**The rates shown for products available from panel lenders via Tiimely Home brokers are current based on information from panel lenders and are subject to change without notice. The home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product and the product may not include all the features relevant to you. All applications are subject to lender assessment and approval, and eligibility requirements and terms and conditions apply.

^Comparison rates are based on a loan amount of $150,000 over a 25-year term. They factor in fees associated with applying for the loan, ongoing fees and fees associated with leaving the loan. Tiimely Own fixed loans roll to a variable principal and interest rate at the end of the specified fixed term. If the interest only period is not specified, the comparison rate is calculated on a 5-year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other important information
+Tiimely Home is known for its fast approvals for Tiimely Own products and responsive service, powered by our technology and supported by our team of experts. Application and approval times are estimates only and not guaranteed. Turnaround times are dependent on individual circumstances. Applications for a Tiimely Own loan may require an assessor to obtain more information. Assessment times for home loan applications made via Tiimely Home brokers are dependent on individual panel lenders.

The information provided does not constitute an offer of credit and does not take into account your objectives, financial situation or individual circumstances. We recommend seeking independent financial, taxation and legal advice to check how the information provided aligns with your individual circumstances.

Tiimely Home receives commissions from Tiimely Own loans and, where customers apply for a loan with the assistance of a Tiimely Home broker, from loans settled with panel lenders. Tiimely Home brokers do not receive individual commissions. More information about the credit services provided by Tiimely Home is available in the Tiimely Home Credit Guide (PDF) and Tiimely Home Broker Credit Guide (PDF).