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Tiimely Own digital home loans

Competitive rates. Self-serve online application. Fast assessment.* Support available 7 days. Rates from:

5.95%p.a.Interest*

5.96%p.a.Comparison^

*Rate shown requires ≤ 60% LVR, owner occupied, principal and interest repayments. Assessment times vary based on your circumstances.

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💬 LiveChat available. 🇦🇺 Australian-based support team. 💲 Transparent fees and costs. 🏦 Backed by Bendigo bank.

Our Tiimely Own digital home loans

The Tiimely Home digital application

The process is digital from the start, with support there if you need it.

  1. Tell us about your loan

  2. Verify your identity

  3. Share your financials by secure bank connection or document upload

  4. Get your application assessed

The features that matter most are built in

A good home loan should be easy to understand and easy to use.

Our Tiimely Own digital home loans focus on the features most borrowers want, without layering on complexity. No hidden fees, free redraw, extra repayment flexibility, offset options, and app access.

A high view of a suburb in Perth with the CBD in the background

We keep our fees simple

That makes it easier to compare what you’re getting. Government fees, LMI and other costs may apply.

IndustryTiimely Own home loan

Application fee

$0 to $600

$0

Monthly fee

$0 to $15

$15 (Applies to Offset Home Loan only)

Annual fee

$0 to $400

$0

Offset account fee

$0 to $10

or built into the interest rate

$0

Online redraw fee

$0 to $10 per redraw

$0

Valuation fee

$0 to $350

$0

Settlement fee

$0 to $650

$0

Exit or discharge fee

$0 to $700

$350

Estimate what your home loan could look like

If you’re comparing options, start with the numbers. Our calculators can help you estimate repayments, borrowing power, refinance savings and upfront costs before you apply.

Check if a Tiimely Own home loan could suit you

Tiimely Own works well for many borrowers, but not every situation. Buying or refinancing an existing property, buying in a capital city or major regional centre, applying as an individual alone or jointly, at least a 10% deposit, employed or self-employed, able to provide valid ID for a credit check.

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Important information about rates
*Tiimely Own products are subject to loan-to-value ratio (LVR) requirements, eligibility and credit criteria and terms and conditions. Rates apply to new Tiimely Home customers only and are subject to change without notice.

**The rates shown for products available from panel lenders via Tiimely Home brokers are current based on information from panel lenders and are subject to change without notice. The home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product and the product may not include all the features relevant to you. All applications are subject to lender assessment and approval, and eligibility requirements and terms and conditions apply.

^The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If a comparison rate relates to a Tiimely Own loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. If a comparison rate relates to an interest only loan with a fixed rate, the comparison rate has been calculated on the basis that the interest only period is the same duration as the fixed rate period. If a comparison rate relates to an interest only loan with a variable interest rate, the comparison rate has been calculated on the basis that the interest only period is 5 years.

WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All interest rates are subject to change without notice.

Other important information
+Tiimely Home is known for its fast approvals for Tiimely Own products and responsive service, powered by our technology and supported by our team of experts. Application and approval times are estimates only and not guaranteed. Turnaround times are dependent on individual circumstances. Applications for a Tiimely Own loan may require an assessor to obtain more information. Assessment times for home loan applications made via Tiimely Home brokers are dependent on individual panel lenders.

The information provided does not constitute an offer of credit and does not take into account your objectives, financial situation or individual circumstances. We recommend seeking independent financial, taxation and legal advice to check how the information provided aligns with your individual circumstances.

Tiimely Home receives commissions from Tiimely Own loans and, where customers apply for a loan with the assistance of a Tiimely Home broker, from loans settled with panel lenders. Tiimely Home brokers do not receive individual commissions. More information about the credit services provided by Tiimely Home is available in the Tiimely Home Credit Guide (PDF) and Tiimely Home Broker Credit Guide (PDF).