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What methods can I use to reduce stamp duty costs in SA?

You can cut down on stamp duty in South Australia through:

  • First Home Buyer Concessions: Get exemptions or reduced rates on properties under certain thresholds.
  • Off-the-Plan Concessions: Potential discounts for off-the-plan purchases, especially for first home buyers.
  • Principal Place of Residence Exemption: Lower rates for properties used as your primary home.
  • Regional Initiatives: Reduced rates in some regional areas to boost property buying.

For more details and eligibility, check with a conveyancer or visit the SA Revenue Office.


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Important information about our rates
*Our home loan rates are based on loan-to-value ratio (LVR) pricing and loans are subject to credit criteria and eligibility requirements. Rates apply to new customers only and are subject to change without notice.

Comparison rates are based on a loan amount of $150,000 over a 25-year term. They factor in fees associated with applying for the loan, ongoing fees and fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the specified fixed term. If the interest only period is not specified, the comparison rate is calculated on a 5-year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other legal information
At Tiimely Home we are not financial advisers and recommend seeking independent financial and legal advice to check how the information we provide aligns with your individual circumstances.