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What methods can I use to reduce stamp duty costs in SA?

You can cut down on stamp duty in South Australia through:

  • First Home Buyer Concessions: Get exemptions or reduced rates on properties under certain thresholds.
  • Off-the-Plan Concessions: Potential discounts for off-the-plan purchases, especially for first home buyers.
  • Principal Place of Residence Exemption: Lower rates for properties used as your primary home.
  • Regional Initiatives: Reduced rates in some regional areas to boost property buying.

For more details and eligibility, check with a conveyancer or visit the SA Revenue Office.


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Our home loans are subject to credit criteria and eligibility requirements. Home loan interest rates are for new customers only and can change. Our comparison rates are based on a $150,000 loan amount over a 25 year term. They factor in fees associated with applying for the loan; ongoing fees and fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the fixed term. If the interest only period is not specified, the comparison rate is calculated on a one year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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