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How do I use my Tiimely Home card and make repayments?

Using your Tiimely Home Mastercard Debit card

If you’ve selected an offset facility, we’ll issue you a Tiimely Home Mastercard Debit card.

A few things to know:

  • You can use your Tiimely Home card anywhere, including the 29,000 ATMS across Australia, and with no transaction fee at over 2,000 Bendigo Bank and Suncorp ATMs
  • You can use it as you would any other Mastercard Debit or EFTPOS card
  • It’s a fast and very secure way to transact
  • Transact with ease through supported features: Apple or Google Pay, OSKO or PayID

Making repayments

You can make repayments via e-banking by;

  • Direct debit

The simplest way to pay off your home loan is a direct debit set up through your e-banking, which allows you to transfer money from one of your accounts to any other account with an Australian BSB and Account Number.

This means you can set up reoccurring payments to your home loan, so you don’t have to worry about missing a payment.

  • BPAY

BPAY can also be used to schedule your home loan repayments. The following features are available via e-banking:

  • View all BPAY payments previously created plus those scheduled for later within the ‘Pending BPAY Payments’ screen
  • View all BPAY payment records created for easy identification and bill management within the ‘BPAY Billers’ screen
  • Bill payment details can be added at any time without a payment being made

How do I redraw on my loan?

Redraw means you can access any additional payments you’ve made on your home loan. With Tiimely Own, you can do this whenever you want for no additional fee, via e-banking.

You can also transfer the cash to one of your offset accounts and use your Tiimely Home Visa Debit card to immediately withdraw the funds.

Things to know about redraw:

  • The minimum redraw amount is $1 per transaction
  • Redrawing on your loan won’t increase your repayments or extend the term of your home loan, as you’re simply withdrawing the extra payments you’ve made into your home loan account.
  • When redrawing, you (and any other applicant) need to authorise the transaction. If you’d prefer to allow independent transacts, please give us a call on 08 7109 9010.

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Important information about rates
*Tiimely Own products are subject to loan-to-value ratio (LVR) requirements, eligibility and credit criteria and terms and conditions. Rates apply to new Tiimely Home customers only and are subject to change without notice.

**The rates shown for products available from panel lenders via Tiimely Home brokers are current based on information from panel lenders and are subject to change without notice. The home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product and the product may not include all the features relevant to you. All applications are subject to lender assessment and approval, and eligibility requirements and terms and conditions apply.

^Comparison rates are based on a loan amount of $150,000 over a 25-year term. They factor in fees associated with applying for the loan, ongoing fees and fees associated with leaving the loan. Tiimely Own fixed loans roll to a variable principal and interest rate at the end of the specified fixed term. If the interest only period is not specified, the comparison rate is calculated on a 5-year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Other important information
+Tiimely Home is known for its fast approvals for Tiimely Own products and responsive service, powered by our technology and supported by our team of experts. Application and approval times are estimates only and not guaranteed. Turnaround times are dependent on individual circumstances. Applications for a Tiimely Own loan may require an assessor to obtain more information. Assessment times for home loan applications made via Tiimely Home brokers are dependent on individual panel lenders.

The information provided does not constitute an offer of credit and does not take into account your objectives, financial situation or individual circumstances. We recommend seeking independent financial, taxation and legal advice to check how the information provided aligns with your individual circumstances.

Tiimely Home receives commissions from Tiimely Own loans and, where customers apply for a loan with the assistance of a Tiimely Home broker, from loans settled with panel lenders. Tiimely Home brokers do not receive individual commissions. More information about the credit services provided by Tiimely Home is available in the Tiimely Home Credit Guide (PDF) and Tiimely Home Broker Credit Guide (PDF).