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Can I make changes to my Tiimely Own home loan?


Changing the type of loan

Switching from a variable loan is relatively easy. If you have a Tiimely Own variable rate home loan and you want to switch to a Tiimely Own fixed rate home loan, there will be a variation fee of $150.

Switching from a fixed rate during the fixed term is a little more complicated. There are break costs associated and they can be expensive. If you want to find out more, one of our home loan experts will be able to help you navigate the process.

Our team is available Monday to Friday on 1300 842 405 and on 08 7109 9010 (Saturdays) or via email anytime.

Adding or removing an offset account

If you decide that you'd like an offset account after you get your home loan, you can add one for a fee of $150. If you are on a fixed rate, an additional break cost will also apply. Removing an offset account from your existing home loan will incur the same fees.

To add or remove an offset account, you can call us Monday to Friday on 1300 842 405 and on 08 7109 9010 (Saturdays) or feel free to email us anytime.

Want to learn more about offset accounts and redraw facilities? Click here.

Buying a new home

If you’re a new customer, our Tiimely Home online application is quick and easy place to start. or if you prefer, you can contact us and we can talk you through it.

Topping up your home loan to release cash

Contact us and we’ll see if you can increase your home loan amount to release extra cash.

Want more information? Our guide can help explain how to refinance for things like renovation.

Leaving us?

If you decide to leave, we'd like to understand why. If you decide to call us on 1300 842 405, we can see if there's anything we can do to help, anything we could have done better, or we can simply assist you with the process of ending your loan.

Found in:

  • My home loan
  • Refinancing

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Legal information about our rates
Our home loans are subject to credit criteria and eligibility requirements. Home loan interest rates are for new customers only and can change. Our comparison rates are based on a $150,000 loan amount over a 25 year term. They factor in fees associated with applying for the loan; ongoing fees and fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the fixed term. If the interest only period is not specified, the comparison rate is calculated on a one year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Tiimely Turnaround
^Our turnaround times are up to 2x faster than the industry, based on a comparison of our average platform submit to approval time compared to industry submit to approval time, published here  (June 2023). Customer turnaround times are dependent on individual circumstances and may require an assessor to obtain more information.

Our trade mark
Tiimely is a registered trademark of Tiimely Pty Ltd.