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Can I DIY a home loan?

Despite common belief, you don't always need a middleman - you can complete our online home loan application all by yourself!

Tiimely Home's world-first technology allows you to apply for a home loan wherever you want, whenever you want. We perform the loan assessment utilising our technology and brilliant home loan experts' expertise - which is how we keep our rates an fees low and your savings high.

Our home loan application is simpler and easier, so we do things a bit differently from the traditional home loan process. Tiimely Home is a completely digital, 100% online application. Meaning you don't need to dress up and pop into a branch or go see a broker. To get started check over our eligibility, read up about what documentation you may need, and then you can start the application when you're ready.

Keep in mind: our application is the real deal. It's not just a form that captures your details so we can call you back later. We'll be assessing you in real time, running a real credit check, and asking you to verify your financial information.

It's a true DIY home loan. So go at your own pace, in your own time.

But, you don't have to go it alone. If you just want to have a chat, our all-star cast of home loan specialists are here to help 7 days a week.

All you need to do is apply, provide any information we need, post back loan docs and get your loan settled. Take a look at our application process here - it doesn't get any simpler than that! So let's get started.

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Legal things about our rates
Our home loans are subject to credit criteria and eligibility requirements. Home loan interest rates are for new customers only and can change. Our comparison rates are based on a $150,000 loan amount over a 25 year term. They factor in fees associated with applying for the loan; ongoing fees and fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the fixed term. If the interest only period is not specified, the comparison rate is calculated on a one year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Tiimely Turnaround
^Our turnaround times are up to 2x faster than the industry, based on a comparison of our average platform submit to approval time compared to industry submit to approval time, published here  (June 2023). Customer turnaround times are dependent on individual circumstances and may require an assessor to obtain more information.

Our trade mark
Tiimely is a registered trademark of Tiimely Pty Ltd.