Upsizing starts with what you already own

You've outgrown your home, not your options. Get clear on your borrowing power, understand your available equity and understand exactly what your next move looks like with a Tiimely Home mortgage broker.

A busy house with boxes, clothes and bookshelfs.

You are starting to feel it. Maybe the kids are sharing rooms, or the kitchen table is doubling as a work desk. Perhaps your home no longer fits the way you live.

Upsizing makes sense, but the path isn’t always clear.

How much can you actually borrow? What happens if you need to sell and buy at the same time? Can you move before rates shift again?

These are common questions that hold most people back. And this is where our mortgage brokers will be able to guide you.

How Tiimely Home mortgage brokers help you move forward

Understand your borrowing power:
Your broker maps out what you can borrow based on current lender criteria and the information you provide.

Plan around your current property:
Selling first? Buying first? Bridging finance? Your broker helps you work through timing and structuring so you can move with confidence.

Compare options across 30+ lenders:
Your broker searches thousands of loan products from over 30 lenders to find the right fit for your next home, not just the lowest rate.

Move quickly when it counts:
In a competitive market, speed matters. Your broker handles the application and work to progress your application efficiently.

Real customers, real stories

See what Tiimely Home customers say about us on Trustpilot.com

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Questions we hear from upsizers:

I don't know if I can afford to upgrade right now

That's exactly what a mortgage broker call is for. We'll look at your equity, income, and current loan to give you a clearer picture before you commit to anything.

What if I need to sell my current home first?

We help you work through timing options, whether that's selling first, buying first, or using bridging finance. Your mortgage broker will walk you through the trade-offs.

How long will it take?

It starts with a single call. We do the heavy lifting from there, comparing lenders, managing the application, and coordinating with the lender directly.

What if my situation is complicated?

That's where our team do their best work. Whether it's equity release, multiple income streams, or a tight settlement window, they handle complex lending scenarios every day.

Important information about rates
*Tiimely Own products are subject to loan-to-value ratio (LVR) requirements, eligibility and credit criteria and terms and conditions. Rates apply to new Tiimely Home customers only and are subject to change without notice.

**The rates shown for products available from panel lenders via Tiimely Home brokers are current based on information from panel lenders and are subject to change without notice. The home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product and the product may not include all the features relevant to you. All applications are subject to lender assessment and approval, and eligibility requirements and terms and conditions apply.

^The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If a comparison rate relates to a Tiimely Own loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. If a comparison rate relates to an interest only loan with a fixed rate, the comparison rate has been calculated on the basis that the interest only period is the same duration as the fixed rate period. If a comparison rate relates to an interest only loan with a variable interest rate, the comparison rate has been calculated on the basis that the interest only period is 5 years.

WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All interest rates are subject to change without notice.

Other important information
+Tiimely Home is known for its fast approvals for Tiimely Own products and responsive service, powered by our technology and supported by our team of experts. Application and approval times are estimates only and not guaranteed. Turnaround times are dependent on individual circumstances. Applications for a Tiimely Own loan may require an assessor to obtain more information. Assessment times for home loan applications made via Tiimely Home brokers are dependent on individual panel lenders.

The information provided does not constitute an offer of credit and does not take into account your objectives, financial situation or individual circumstances. We recommend seeking independent financial, taxation and legal advice to check how the information provided aligns with your individual circumstances.

Tiimely Home receives commissions from Tiimely Own loans and, where customers apply for a loan with the assistance of a Tiimely Home broker, from loans settled with panel lenders. Tiimely Home brokers do not receive individual commissions. More information about the credit services provided by Tiimely Home is available in the Tiimely Home Credit Guide (PDF) and Tiimely Home Broker Credit Guide (PDF).