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Push your dream home from dev to prod - without LMI

Australia's IT professionals may be eligible for up to 95% LVR home loans, no Lenders Mortgage Insurance required.

For software engineers, developers, IT managers, data analysts & certified tech professionals.

Approval subject to meeting lending criteria, fees and T&Cs apply

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932 reviews
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Why pay more when you don't have to?

Most Australians need a 20% deposit to avoid Lenders Mortgage Insurance. On an $800,000 property, that’s means either needing a $160,000 deposit or paying thousands in LMI fees.

As an IT professional, you may qualify for something better.

Property ValuePotential LMI at 5% depositWith IT professional LMI waiver

$600,000

~$23,000

$0

$800,000

~$31,000

$0

$1,000,000

~$44,000

$0

Key eligibility criteria

  • University degree in IT OR recognised IT certification

  • Buying an owner-occupied property (new or established)

  • Clear credit history

  • Can be PAYG or self-employed with full income verification

  • Australian citizen or permanent resident

  • Not 100% sure?

    That's okay. Our brokers can confirm eligibility in your call. No obligation, no pressure.

    Book a call with a mortgage broker

Our mortgage broker specialists

Our mortgage broker team combines deep lending and finance experience, with a genuine commitment to help you find the appropriate home loan.

They take the time to understand your goals and provide clear guidance so you can make confident, informed decisions throughout your home-buying journey.

Book time with a mortgage broker
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    Access competitive loan options

    Our mortgage brokers compare options across a wide panel of lenders to help find a loan that suits your needs and circumstances.

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    Zero commission bias

    Our brokers are salaried employees, not paid individual commissions on loans, so their focus stays on what’s right for you.

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    Real people, real expertise

    No robots here. Whether you're after hands-on guidance, or a light touch, our friendly mortgage experts are ready to help. Backed by 8+ years and thousands of happy customers.

Professionals love working with us

Hear from our satisfied Tiimely Home customers on Trustpilot.com

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932 reviews
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From first call to keys in hand

The Tiimely Home mortgage broker process is simple and straightforward.

Step 1: Book a free call

20-minute consultation. No obligation. We determine your suitability and answer your questions.

Step 2: We find your best deal

We search across lenders to find appropriate options based on your needs.

Step 3: Apply and get assessed

We help manage the process and keep things moving.

Look good to you?

Book your free consultation now.

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Frequently asked questions

What IT qualifications count?

You need a university degree in IT or a recognised IT certification. This includes software engineering, computer science, data science, cybersecurity, and related fields.

Can I apply if I'm self-employed?

Yes! You can be PAYG or self-employed with full income verification.

Are there any location restrictions?

LVR limits and loan size restrictions apply in some postcodes. Your broker will confirm during your free consultation.

What type of loan is this?

This applies to Owner-Occupied Principal & Interest loans on a variable rate. Terms and conditions apply.

Do your brokers earn commission on my loan?

Our brokers are salaried employees, not paid individual commissions on loans, so their focus stays on what’s right for you.

How quickly can I get approved?

Application and approval timeframes depend on individual circumstances and lender processes.

Important information about rates
*Tiimely Own products are subject to loan-to-value ratio (LVR) requirements, eligibility and credit criteria and terms and conditions. Rates apply to new Tiimely Home customers only and are subject to change without notice.

**The rates shown for products available from panel lenders via Tiimely Home brokers are current based on information from panel lenders and are subject to change without notice. The home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product and the product may not include all the features relevant to you. All applications are subject to lender assessment and approval, and eligibility requirements and terms and conditions apply.

^The comparison rates displayed are calculated for a loan of $150,000 over 25 years. If a comparison rate relates to a Tiimely Own loan with a fixed interest rate, the comparison rate has been calculated on the basis that our current applicable variable rate will apply at the end of the fixed rate period. If a comparison rate relates to an interest only loan with a fixed rate, the comparison rate has been calculated on the basis that the interest only period is the same duration as the fixed rate period. If a comparison rate relates to an interest only loan with a variable interest rate, the comparison rate has been calculated on the basis that the interest only period is 5 years.

WARNING: The comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All interest rates are subject to change without notice.

Other important information
+Tiimely Home is known for its fast approvals for Tiimely Own products and responsive service, powered by our technology and supported by our team of experts. Application and approval times are estimates only and not guaranteed. Turnaround times are dependent on individual circumstances. Applications for a Tiimely Own loan may require an assessor to obtain more information. Assessment times for home loan applications made via Tiimely Home brokers are dependent on individual panel lenders.

The information provided does not constitute an offer of credit and does not take into account your objectives, financial situation or individual circumstances. We recommend seeking independent financial, taxation and legal advice to check how the information provided aligns with your individual circumstances.

Tiimely Home receives commissions from Tiimely Own loans and, where customers apply for a loan with the assistance of a Tiimely Home broker, from loans settled with panel lenders. Tiimely Home brokers do not receive individual commissions. More information about the credit services provided by Tiimely Home is available in the Tiimely Home Credit Guide (PDF) and Tiimely Home Broker Credit Guide (PDF).